How will my PayPal Pay in 3 transaction appear in my PayPal activity?
Your PayPal Pay in 3 transaction will appear in your PayPal activity feed as the full purchase amount under Pour Moi as a purchase. This is to reflect the total purchase amount and is not reflective of the PayPal Pay in 3 instalment plan or any payments already made using your chosen debit card or bank account linked to your PayPal account. By using PayPal Pay in 3, PayPal pays the merchant upfront and spreads the cost to you over 3 payments.
Why is there a pending authorisation shown in my PayPal activity for my PayPal Pay in 3 transaction
When making a purchase with PayPal Pay in 3, if you pay with a debit card, we will place a pre-authorisation hold on your chosen card for an amount equal to one third of your total purchase amount. This will show as a pending authorisation in your PayPal account activity and also in the bank account of the card linked to your PayPal account.
My PayPal Pay in 3 purchase was denied or did not go through, who do I still have a pending authorisation showing in my PayPal activity?
If you pay by debit card, and you don't successfully make a purchase using PayPal Pay in 3, PayPal will automatically void the pending authorisation within 24 hours of placing the pre-authorisation hold.
Why didn't my payment go through?
There are a number of reasons PayPal may not have been able to complete your scheduled payment. For example, if the debit card used to sign up to your Pay in 3 plan has expired or if there was insufficient funds available in your bank account balance.
When will my payments be charged?
Your first payment will be charged at the time you make the purchase. After that, your 2nd and 3rd payments will be charged in the two subsequent months, on the same day of each month.